There are four more consonant sounds that we typically express with just a single letter. The 'n', 'm', and 'j' sounds, and the consonant form of 'y'. The 'y' sound is only found at the start of a given word or syllable. If it appears later on, it's expressed as a vowel. For that reason, its Plover chord is only on the left side of the keyboard.
On the left side of the keyboard:
TPH-: This is used for the 'n' sound.
PH-: This is used for the 'm' sound.
SKWR-: This is used for the 'j' sound.
KWR-: This is used for the 'y' sound.
On the right side of the keyboard:
-PB: This is used for the 'n' sound.
-PL: This is used for two related sounds:
the 'm' sound.
the 'lm' sound as in 'realm', 'palm', and 'calm'.
-PBLG: This is used for the 'j' sound.
Depending on which side of the word a sound falls, you would chord it using one or the other of the above forms. For example, 'man' is chorded PHAPB; 'hedge' is chorded HEPBLG; and 'joy' is chorded SKWROEU.